FINTLOBO
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Working Capital

Capital Solutions Built for Business Growth

Access the funding your business needs — from lines of credit to equipment financing — with programs designed for every stage of growth.

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$500K+

Maximum Credit Line

24–72 hrs

Typical Funding Time

6+

Capital Programs

1

Application. Multiple Offers.

Our Approach

Purpose-built capital solutions for businesses at every stage of growth.

Whether you're managing cash flow, expanding operations, or investing in equipment, FINTLOBO connects you with the right capital solution — fast, transparent, and tailored to your business.

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Capital Solutions

Purpose-built capital solutions for businesses at every stage of growth.

Lines of Credit

A revolving credit facility that gives your business on-demand access to funds up to a set limit. Draw what you need, repay, and draw again — ideal for managing cash flow gaps and unexpected expenses.

Accounts Receivable Factoring

Convert outstanding invoices into immediate working capital by selling them to a factoring company. Eliminate the wait on net-30 or net-60 terms and keep operations moving without taking on debt.

SBA Loans

Government-backed loans offering competitive rates and longer repayment terms for qualified small businesses. Ideal for major investments, real estate, or long-term growth initiatives.

Equipment Financing

Finance the purchase or lease of business-critical equipment without depleting working capital. The equipment itself serves as collateral, making approval more accessible for growing businesses.

Term Loans

A lump-sum loan repaid over a fixed schedule with predictable monthly payments. Provides capital for expansion, hiring, inventory, or any defined business need.

Merchant Cash Advance

An advance against future sales repaid as a percentage of daily card transactions. Fast approval and funding with no fixed monthly payment — repayment flexes with your revenue.

How It Works

Three steps from application to funded.

01

Apply

Submit your documents securely through our portal. Our team reviews your submission and identifies the best-fit programs for your business.

02

Compare Offers

Receive multiple funding options with clear terms. We walk you through each offer so you can make a confident, informed decision.

03

Access Capital

Once approved, funds are deposited directly into your business account — typically within 24 to 72 hours of final approval.

Minimize Risk

Use capital without putting personal or business assets on the line.

Protect Cash Flow

Maintain liquidity for growth while keeping day-to-day operations stable.

Boost Buying Power

Negotiate better terms and take advantage of bulk pricing opportunities.

Expand Your Reach

Fund marketing, new locations, and team growth without depleting reserves.

Submit Documents

Ready to Apply?

Upload your supporting documents below and our team will review your submission and follow up promptly. Accepted formats: PDF, JPG, PNG, Word, Excel.

Last 3 months of business bank statements
Most recent business tax return
Most recent personal tax return
Voided business check
Government-issued ID
Business license or formation documents

Drag & drop files here, or click to browse

PDF, JPG, PNG, Word, Excel — up to 10 MB per file

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Next Step

Let's Talk About Your Business

Every business has different needs. Schedule a call and we'll take the time to understand yours — then walk you through the capital solutions that make sense for your situation.

Schedule a Call